Showing posts with label Structured Investments. Show all posts
Showing posts with label Structured Investments. Show all posts

Friday, February 29, 2008

Subprime Demystified

Fun way to describe the issue on Subprime. Though Subprime is a serious problem at this moment, pls do not take the following slideshow too seriously.




Tuesday, May 29, 2007

Structured Investments

Happen to get my hands on a comparison between 2 structured products launched at almost the same time. You make your own judgement should you be keen to subscribe to it. My advice is to have your "financial health" checked by a qualified advisor before leaping into this. :)


Anyway, should you be keen to find out more, there is a free seminar on 1st June 2007 (Friday), from 7 - 9pm at Capital Towers, FTSE Room.

You may RSVP with Benjamin Lee at 63200669. Limited seats available.

Tuesday, March 27, 2007

Returns on Fixed Deposits are NOT GUARANTEED!

Do you know that your returns on fixed deposits are never guaranteed? Think again... Your only guarantee might only be the $20,000 deposit insurance (requirement by the Authority).

As long as a bank runs into default (resulted from bankruptcy), you will loose every single cent in the bank. This will affect not only your returns but also your initial principal investment. Hence, with mediocre returns on your fixed deposits, it might be a smarter choice to start looking at other instruments with similar risk accompanied with better returns.

I would prefer putting my money in different banks (with good credit ratings of course) to diversify the risk by investing in the form of structured notes, which is currently available in the market. Returns are twice as good, especially during this period of interest rate slowdown. :)