UT Virtual Challenge # 3 - Conclusion

It's been a roller coaster ride for all financial markets for the past 3 months with the Bears clearly emerging as the winning side. Jamie finishes top placing with her conservative outlook on the financial markets, hitting 3.29% in total return. Worst performing portfolio came from Rox which managed a -8.14% total return. For educational purpose, i will share their portfolios for your viewing pleasure:


With the average total return at -3.14% overall, it is quite obvious how proper Asset Allocation can help absorb shocks from sudden market downturn as witnessed in the last quarter of 2007. Asia was much affected with at least two funds in the entire portfolio going down more than 10% (China focusd).

Well, some say its bad time to invest since no one knows how long more the downtrend will be; some believed that this is opportune time to go in because the funds will be "cheaper". What do you think?